Financing a car in Nairobi — what to know

Look at total cost, not just monthly payment

A longer tenure lowers the instalment but raises interest paid. Model fuel, insurance, and major service intervals in the same spreadsheet.

Deposit and insurance

Most facilities want 10–30% deposit and comprehensive insurance assigned to the lender. Factor that into cash you need on hand.

Shop inventory that fits the facility

Dealers on Welsh Motorhub often work with common bank panels — ask early whether a specific listing qualifies before you inspect.